Culture
New Study: Maryland No. 20 Best State to Retire in 2025
Seniorly today released a study on the Best and Worst States to Retire in 2025 after analyzing nine metrics of data across three main categories – affordability, healthcare and lifestyle – in all 50 states and D.C.

A new study, finds Maryland is the No. 20 best state to retire in 2025.
Maryland is 20th state to retire
In 2025, a record 4.2 million Americans will turn 65 and they are facing unprecedented challenges – 61% of Americans are worried they will not have enough money in retirement; Medicare and Medicaid costs grew by 8% annually; and there is a looming senior housing crisis.
Life expectancy on the rise
On a positive note, life expectancy is again rising, and 65 year-olds can expect to live another 19.9 years. Still, with AI projected to improve longevity, it’s critical to choose a retirement destination that will be comfortable for the long haul.
Best and Worst States to Retire in 2025
Seniorly today released a study on the Best and Worst States to Retire in 2025 after analyzing nine metrics of data across three main categories – affordability, healthcare and lifestyle – in all 50 states and D.C.
The most recent data from the SSA, CMS, HRSA, BLS, Census Bureau, Tax Foundation and others was used to determine the rankings.
Key Findings in Maryland:
- Doctors: 295 per 10k older adults (Rank: 3)
- Average Social Security payment: $682 (Rank: 13)
- Long-term care spending: $4,121 per older adult (Rank: 14)
- Average temperature: 57.9°F (Rank: 18)
- Arts and recreation centers: 280 per 100k older adults (Rank: 28)
- Cost of living index: 98.9 (Rank: 28)
- Maximum personal income tax: 5.75% (Rank: 30)
- Older adults with 3+ chronic conditions: 64% (Rank: 33)
- Population 65+: 17.3% (Rank: 38)
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